BCBS Settlement: Payment Delays, ASO, Amount & More!
If you received an email from BCBSSettlement.com, you might be wondering if it’s legit or a scam. Many people are experiencing payment delays, confusion over ASO amounts, and uncertainty about how much they’ll actually receive. This video breaks down everything you need to know about the Blue Cross Blue Shield (BCBS) settlement, including why payments are delayed, what ASO means, how the claim process works, and when you can expect to get paid.
🔹 What Is the BCBS Settlement?
This settlement resulted from a lawsuit claiming BCBS restricted competition, leading to higher insurance costs. While BCBS denied wrongdoing, they agreed to a $2.67 billion settlement. The deadline to file claims was November 5, 2021, and after multiple legal hurdles, the case was finally approved on June 24, 2024.
🔹 What’s Happening Now?
Emails are now being sent out from notice@bcbssettlement.com, asking claimants to confirm or dispute their listed premium or ASO amounts. You have 30 days to respond, and all claims are currently marked as “UNDER REVIEW.” Many users report that these emails are going to spam, so be sure to check your junk folder!
🔹 Common Questions & Issues:
✅ Why Are Payments Delayed? – The review process is still ongoing, and some disputes may slow things down.
✅ What Is ASO? – ASO (Administrative Services Only) applies to self-insured employer plans where BCBS acts as a claims administrator. If your ASO amount is listed as $0, it likely doesn’t apply to you.
✅ How Much Will You Get? – Payouts are based on a pro-rata formula and are not the full premium amount listed in your email. Estimates suggest most people will receive $200–$300, depending on their total premium payments.
✅ How Do You Prove Your Premiums? – Use pay stubs, 1095-C forms, or employer benefit statements, but avoid using W-2 Box 12DD, as it includes employer contributions.
✅ Can You Trust the Debit Card Option? – The e-debit card works like a Visa gift card but cannot be deposited into a bank account. If you prefer a check, expect longer processing times.
✅ Are These Payments Taxed? – Payments may be taxable if your premiums were paid pre-tax, but post-tax premiums might not be taxed. Always consult a tax professional for advice.
🔹 What Should You Do Now?
🔹 Check Your Spam Folder – Many emails are going unnoticed.
🔹 Review Your Claim Details – If the amounts listed are incorrect, dispute them with documentation within 30 days.
🔹 Save Screenshots – Some users report that the portal doesn’t always save submissions properly.
🔹 Manage Expectations – Most payouts will be small ($500) even if your premiums were high.
🔹 Stay Updated – Visit https://www.bcbssettlement.com/ for official updates and FAQs.
💬 Have You Received the BCBS Settlement Email?
If you’ve been affected by this settlement, share your experience in the comments below! Have you received your payment yet, or is your claim still under review? Let’s discuss it!
